Old Navy is known for affordable and stylish clothing for the whole family. There always seems to be a promotion, and rarely you won’t find a coupon, advertising, or special offer that can help you save a few extra dollars on your purchase.
When shopping at Old Navy, you’ll likely be surprised at the savings. So can you avail private label credit card? Can I save you more? This in-depth review covers Old Navy’s credit cards, including similarities and differences, fees and disadvantages, rewards program, the application process, and more.
An Overview of Old Navy Credit Cards
Old Navy Card
This is your base-branded Old Navy Credit Card, which usually means it can only be used for the company it’s branded with: in this case, Old Navy. The difference with other private label credit cards is that Old Navy is part of the Gap Inc family of brands. (Gap, Old Navy, Banana Republic, and Athleta), so your card can also be used in these stores.
Old Navy Visa Card
Setting Up a Private Label Credit Card is the first step. The Card is Visa Reward capable, which means you can use the card wherever Visa is accepted. These cards are the Old Navy status cards, and you cannot apply for them directly.
All Navyist cardholders receive benefits in addition to the primary cardholder benefits listed above. The award member must requalify each calendar year to maintain Navalist status.
Navyist Visa Card
This is the updated version of the Old Navy Visa card, so just like this card, it can be used for purchases anywhere Visa is accepted.
Additional Visa Card Benefits
The card offers additional benefits beyond those mentioned above. As a Visa cardholder, the premium member is entitled to some other benefits.
- Chip and signature technology
- Cardholder information service
- Lost or stolen card statement
- Emergency card replacement and cash payment
- Comprehensive car rental insurance
- Street Shipping (a pay-as-you-go system)